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Love Your VA Loans


Written by Christine DiMaggio Riise and Aimee Ramos Some Statistics: There are over 2 million veterans in California with an estimated 19,000 living within Monterey and San Benito County. Why is it that we so rarely find that veterans are using their eligibility benefits for home buying? Some we find have never really understood the benefits VA financing can provide compared to other loan programs. Others know about VA loans but have been advised by an influencer (ie. realtor,[...]


5 Things To Do To Get Ready To Buy A House


Written by Josh Ehle Are you thinking of buying a home and don’t know where to start? Here are 5 things to do to get ready to buy a home. 1.       Examine your Finances and Budget: If you are not tracking how much you are spending in a given month, now is a good time to start determining how you spend your money and where. This will give you an idea of your total expenses and how a new mortgage can fit into that plan. You may even notice[...]


Why FHA Is A Great Loan


Written by Laura Giuliano In 1934, in response to the Great Depression banking crisis and subsequent lack of home financing sources, the Federal Housing Administration was created. Its intention was to regulate the rate of interest and terms of mortgages that it insured. Before this time, mortgages were usually short-term (three to five years) and required huge down-payments (40%). This new agency dramatically increased the number of people who could afford a home, thereby also increasing[...]


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